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Bulletin – Australian Economy The Distribution of Mortgage Rates

Bulletin – Australian Economy The Distribution of Mortgage Rates Home loan interest levels may differ dramatically across borrowers and are also typically lower than the typical rates that are variableSVRs) promoted by banking institutions. This informative article makes use of loan-level data to explore the relationships between rates of interest therefore the traits of borrowers and their loans. Mortgages with riskier traits generally have greater rates of interest. Discounts placed on SVRs have tended to increase over modern times, and [...]

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